Collectively, our money
can do actual good

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EARLY BETA ACCESS

We are creating the world's first (only) co-owned net-positive bank, where our money makes an impact and shapes a sustainable future.

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EARLY BETA ACCESS

We are creating the world's first (only) co-owned net-positive bank alternative, where our money makes an impact and shapes a sustainable future.

Owned by us..
Together.

We think impact before profit

By nice people - for nice people

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nice [ nahys ]
adjective, nic·er, nic·est.
to be good-natured, to act in good faith, to do the right thing.

The world needs good-natured people to be heard, to take charge in encouraging the urgent changes that the earth needs if we are to survive.

The spectre of climate change becomes more haunting by the day. The science is clear and united. The latest IPCC report states that “adverse impacts and related losses and damages escalate with every increment of global warming”, that the window to encourage necessary system-wide change to halt this is “closing rapidly”. 

And so we see thousands of scientists chaining themselves to the doors and gates of destructive enterprises, of banks, financiers, and governments, in desperation at the prospect of our collective extinction. 

It is these very organisations for whom short-term incentive structures encourage investment pathways which disregard the aforementioned dangers in favour of quick returns on CO2-intensive and unethical investments. The future of all is being sacrificed for the benefit of a minority in the present.

If we are to stop ourselves from careering off the cliff of human extinction, we must find ways of reshaping this system. 

We owe it to those generations that will come after us that they do not inherit an earth ravaged by our shortcomings. We must ensure that we can tell them that we acted in good faith. 

 Only a minority have the power to encourage real change in the world. Where many are unable to meaningfully affect the world, others are in a position to use their resources in good faith for the betterment of all.

And so efforts must be made to find ways to grant people the agency to enact change, however small, in order to redirect traditional investment flows towards socially equitable and climate-friendly alternatives. Beyond ticking ESG quotas, we need solutions-oriented investment which takes a stake not just in encouraging, but ensuring that change. The future belongs to the next generation: we must make it bright.